SA Finance & Property Blog
Guides, rate updates, and financial explainers built for South Africans. Updated after every SARB MPC meeting and National Budget.
SARB Hikes to 7.25%: What the September 2026 Rate Hike Costs Your Bond
The SARB raised the repo rate to 7.25% on 23 September 2026 in a unanimous vote. Prime is now 10.75%. See what it adds to your bond and cuts from what you can borrow.
Read articleWill the SARB Hike Again in September 2026? What the July Hold Tells Us
The SARB held the repo rate at 7% on 23 July 2026, but split 4-2 with two members voting to hike. June CPI hit 5.0%. Here is what a September hike would cost your bond.
Read articleSARS Filing Season 2026: Deadlines, Auto-Assessments and What Changed
Filing Season 2026 is open. Deadline 23 October for most taxpayers. Auto-assessment rules, the new WhatsApp channel, who is exempt from filing, and what to check before you accept.
Read articleSA Prime Rate Hike May 2026: What It Means for Your Bond Repayment
The SARB hiked the repo rate by 25 bps on 28 May 2026 - the first increase since May 2023. Prime moves to 10.5%. See exactly what it costs your home loan in rands.
Read articleFirst-Time Home Buyer Guide South Africa 2026
Everything first-time buyers need to know about buying property in South Africa. Deposit requirements, bond approval, total costs, and step-by-step process. Updated for 2026.
Read articleSA Prime Interest Rate History 2020-2026 | Every SARB Rate Change
Every South African prime lending rate change from 2020 to 2026. Dates, percentages, and SARB MPC decisions in one place. Current prime rate: 10.75%.
Read articleTransfer Duty in South Africa 2026 - Complete Guide
Everything you need to know about transfer duty in South Africa. Current SARS brackets, who pays, exemptions, and a free calculator. Updated for 2026.
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