Access Bond vs Savings Calculator — South Africa

Compare putting a lump sum or monthly surplus into your access bond versus a savings account. See the net benefit clearly so you can make an informed decision.

Access Bond Calculator — coming in Section 8

Access bond vs savings — which wins?

Because your bond charges compound interest daily, every rand sitting in your access bond saves you money at the prime rate. Compare that to a savings account earning below-prime rates, and the bond usually wins — especially when your marginal tax rate on savings interest is factored in.

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